How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,2881
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,288
$250
9
53
$4,576
$262
17
54
$6,864
$275
25
55
$9,152
$289
32
56
$11,440
$303
38
57
$13,728
$318
43
58
$16,016
$334
48
59
$18,304
$351
52
60
$20,592
$369
56
61
$22,880
$387
59
62
$25,168
$406
62
63
$27,456
$426
64
64
$29,744
$447
67
65
$32,032
$469
68
66
$34,320
$492
70
67
$36,608
$517
71
68
$38,896
$543
72
69
$41,184
$570
72
70
$43,472
$598
73
71
$45,760
$628
73
72
$48,048
$659
73
73
$50,336
$692
73
74
$52,624
$727
72
75
$54,912
$763
72
76
$57,200
$801
71
77
$59,488
$841
71
78
$61,776
$883
70
79
$64,064
$927
69
80
$66,352
$973
68
81
$68,640
$1,022
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $250/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.