Medicare Supplements

Medicare Basics - A brief look at Medicare

A Medigap policy (also called Medicare Supplement) is health insurance sold by private insurance companies to fill gaps in Original Medicare coverage. Medigap policies can help pay your share (like coinsurance, copayments, or deductibles) of the costs of Medicare-covered services. Some Medigap policies also cover certain benefits Original Medicare doesn't cover like emergency foreign travel expenses. Medigap policies don't cover your share of the costs under other types of health coverage, including Medicare Advantage Plans, stand-alone Medicare Prescription Drug Plans, employer/union group health coverage, Medicaid, Department of Veterans Affairs (VA) benefits, or TRICARE. Insurance companies generally can't sell you a Medigap policy if you have coverage through Medicaid or a Medicare Advantage Plan. 

For more detailed information click the following link for the Centers for Medicare & Medicaid Services booklet "Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare".

For the official U.S. Government Handbook "Medicare and You" click the link below.

As a member of the American Association for Medicare Supplement Insurance I invite you to also visit the website.

Please feel free to contact me with questions or if you would like to set a time to discuss your Medicare options in more detail.

Need Dental Insurance? Click the link below for options.