What is the True Cost of the Elimination Period?
Examples Based on a $250.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$45,000
$22,500
$15,000
$7,500
$0
53
$47,250
$23,625
$15,750
$7,875
$0
54
$49,613
$24,806
$16,538
$8,269
$0
55
$52,093
$26,047
$17,364
$8,682
$0
56
$54,698
$27,349
$18,233
$9,116
$0
57
$57,433
$28,716
$19,144
$9,572
$0
58
$60,304
$30,152
$20,101
$10,051
$0
59
$63,320
$31,660
$21,107
$10,553
$0
60
$66,485
$33,243
$22,162
$11,081
$0
61
$69,810
$34,905
$23,270
$11,635
$0
62
$73,300
$36,650
$24,433
$12,217
$0
63
$76,965
$38,483
$25,655
$12,828
$0
64
$80,814
$40,407
$26,938
$13,469
$0
65
$84,854
$42,427
$28,285
$14,142
$0
66
$89,097
$44,548
$29,699
$14,849
$0
67
$93,552
$46,776
$31,184
$15,592
$0
68
$98,229
$49,115
$32,743
$16,372
$0
69
$103,141
$51,570
$34,380
$17,190
$0
70
$108,298
$54,149
$36,099
$18,050
$0
71
$113,713
$56,856
$37,904
$18,952
$0
72
$119,398
$59,699
$39,799
$19,900
$0
73
$125,368
$62,684
$41,789
$20,895
$0
74
$131,637
$65,818
$43,879
$21,939
$0
75
$138,219
$69,109
$46,073
$23,036
$0
76
$145,129
$72,565
$48,376
$24,188
$0
77
$152,386
$76,193
$50,795
$25,398
$0
78
$160,005
$80,003
$53,335
$26,668
$0
79
$168,006
$84,003
$56,002
$28,001
$0
80
$176,406
$88,203
$58,802
$29,401
$0
81
$185,226
$92,613
$61,742
$30,871
$0